Summary: The Ninth Circuit reversed a district court's judgment in favor of a tenant screening company under the Fair Credit Reporting Act and California's Investigative Consumer Reporting Agencies Act and Unfair Competition Law. The court held that the seven-year reporting window under Section 605 is counted from the date-of-entry of criminal charges rather than the date of dismissal. One judge dissented in a lengthy opinion.
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Impact(s): FCRA compliance – for general legal review |
Summary: A federal court granted an employer's motion for summary judgment in a proposed class action suit against a healthcare provider, holding that the FCRA's statute of limitations barred the suit. The court concluded that the plaintiff brought the case more than four years after she should have known that the company pulled a consumer report on her, well after the FCRA's two-year allowance. Furthermore, the court was not convinced by the plaintiff's contention that she did not know that a background check had been performed or that she was not aware of the disclosures' alleged inadequacies at the time, concluding that plaintiff should have realized that the company pulled a consumer report on her when she started the job because her employment was conditioned on a successful background check.
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Impact(s): FCRA compliance – for general legal review |